Network Security Coverage:
In today's competitive legal market environment, most law firms maintain a website to advertise their services, store data, and to provide the general public an opportunity to access information about the firm. Additionally, it is typical for most law firms to maintain important legal/client information on a computer information system shared by the entire firm.

In maintaining a website and/or a shared computer information system, a law firm may be exposed to certain liability exposures not typically covered under a lawyers professional liability ("LPL") policy. Many court decisions have held that adequately maintaining a secure website and/or data on a computer information system is not a "professional service," rather, it should be viewed as "ordinary business activity." Therefore, many LPL policies providing E&O coverage for law firms may have coverage "gaps" when it comes to network security risks.

Generally, LPL coverage is limited to economic harm arising out of the rendering (or not rendering) of "professional legal services." As a result, any claim arising out of "ordinary business activity" may not be covered under a standard LPL policy.

As a way to round-out a firm's liability insurance coverage, we proud to introduce the AIG NetAdvantage Lawyers policy. This coverage is designed to address law firms' specific coverage issues that fall outside the definition of "professional services," such as network security, first party loss, cyber extortion and crisis management.

Workers Compensation:
In addition to legal malpractice coverage, we are proud to introduce access to Zurich's workers compensation program for small to mid-size law firms. You will find the Zurich rates very competitive and without the hassle of a monthly audit.

Identification Fraud:
There are many occasions that lawyers and/or law firm employees post/share their personal data to register for different events such as registration with the California Bar or registration for any CLE classes. Each and every time this occurs, the lawyer and/or employee exposes himself/herself to ID fraud. This product will help provide protection for ID fraud.

Fiduciary Liability:
For law firms that have a 401k (defined contribution) plan and/or a retirement (defined benefit) plan in place, those who serve as trustees for plan may expose their personal assets in the event that they are negligent in their duties as trustees. Generally, a partner of a firm will be serving as the trustee of the plan. As such, we are proud to introduce the St. Paul-Travelers fiduciary liability policy to help provide protection for the trustees.