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Miscellaneous Professional Liability. Individuals who perform a professional service for others
can be held legally accountable for their actions. A lawsuit can be brought against any
professional for alleged or actual mistakes. Even if no error was made, simply defending
these suits can be costly. In this litigious world, where many people believe there's always
a lucrative "deep pocket" to sue, no professional is safe.
An increasingly litigious society isn't the only reason professionals are facing potentially
severe financial losses from negligence claims. Competition has driven many professionals to
offer a wide variety of services that may go beyond their "traditional" expertise, dramatically
increasing their exposure to all sorts of claims.
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Answering services
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Auctioneers
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Business managers
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Collection agents
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Consultants
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Escrow agents
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Franchisors
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Mortgage brokers
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Printers
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Public relations firms
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Training consultants
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And many more
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