Staffing Agencies. Cooper & McCloskey are specialists in providing Professional
Liability, Employment Practices Liability, as well as General Liability/Property packages
for temporary, permanent, and labor leasing firms. We offer combination Professional
Liability/Employment Practices Liability coverage on an occurrence or claims-made basis.
Errors & Omissions (E&O). Although staffing professionals regularly pre-screen
applicants and perform background and reference checks, this doesn't mean these professionals
are immune to lawsuits. Permanent and temporary staffing professionals can be sued for the poor
performance of an employee. Staffing professionals can even be sued by the employee for
sending them to an undesirable company for a permanent or temporary position.
Employment Practices Liability Insurance (EPLI). Permanent and temporary staffing firms are
finding out the hard way the importance of EPLI. Staffing professionals face a multitude
of serious exposures in their day-to-day interactions with employees and clients. Claims for
harassment, discrimination, wrongful termination, retaliation, and a variety of workplace
torts, are rising each year, with no end in sight.
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E&O and EPLI in one broad policy
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Defense costs outside the limit of liability
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Occurrence form for both E&O and Employment Practices Liability
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No deductible for E&O coverage
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Duty to defend. Dedicated to the resolution of claims,
the insurer will appoint skilled counsel to defend covered claims
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Personal injury coverage for emotional distress and mental anguish
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Coverage for medical and professional temporary employees carved
out of the bodily injury/property damage (BI/PD) exclusion
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Coverage for placement of independent contractors
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Coverage available for placement of architects
and engineering professionals
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